A new roof shouldn't wait on your savings account
Approvals in about 60 seconds, $0 down options and payments from $89 a month. See the real numbers before anyone knocks on your door.
Three ways Austin homeowners pay for a roof
Every plan is offered through federally insured lending partners. No balloon payments, no hidden origination fees, and no penalty for paying early.
Deferred Interest
0% for 18 months
$0due at signingPay nothing while your insurance claim settles. Clear the balance within 18 months and you pay zero interest.
- No payments for 90 days
- No prepayment penalty
- Ideal for claim-funded projects
- Most chosen
Low Monthly
From $89 / month
$89per month, 144 monthsOur most popular plan. Spread a full replacement across a term that fits the household budget.
- Terms from 60 to 180 months
- Fixed rate, fixed payment
- Apply with a soft credit pull
Same-As-Cash
12 months, no interest
$0interest if paid in fullFor homeowners planning to pay soon but who don't want to move money out of savings today.
- Full amount, no interest
- Pay off any time
- Decision in about 60 seconds
Payment examples are illustrative and subject to credit approval. Rates and terms vary by lender, loan amount and credit profile.
What projects like yours actually cost per month
- Repair & flashing package$3,40084 months$42/mo
- Single-story asphalt replacement$12,900120 months$139/mo
- Two-story architectural shingle$18,600144 months$189/mo
- Standing seam metal roof$34,500180 months$318/mo
From application to install day
- 1
Apply in 2 minutes
A short online application — name, address and income. No paperwork, no office visit.
- 2
Approved in ~60 seconds
Soft credit check first, so simply checking your options won't move your score.
- 3
Choose your payment
Compare terms side by side with your project advisor and pick the monthly number that fits.
- 4
Crew scheduled
Funding clears before install day. You never pay a cent until the final walkthrough is signed.
Checking your options uses a soft credit pull — it will not affect your credit score.
The things homeowners ask first
Will applying hurt my credit?
No. Pre-qualification uses a soft pull. Only when you accept a plan does the lender run a hard inquiry.
What credit score do I need?
Our lending partners approve a wide range, generally from around 600. Approval also weighs income and history.
Can I combine financing with insurance?
Yes — most storm customers finance the deductible or upgrades and let the claim cover the rest.
Is there a penalty for early payoff?
Never. Pay it off whenever you like and you only owe the remaining principal.
Get your free inspection and a payment plan the same week
We price the work first, then show you the exact monthly options. No obligation either way.